Русско-англо-русский юридический словарь

NATIONAL FOREIGN EXCHANGE ASSOCIATION (NFEA) was created on initiative of regional currency exchanges and a number of commercial banks to coordinate the efforts aimed at developing a highly professional and high-tech currency market based on strict compliance with legislation, the principles of business ethics and fair competition. (official website (http://www.nva.ru/))

The National Foreign Exchange Association is a non-commercial association of commercial banks, currency exchanges, brokerage firms, and others dedicated to the development and improvement of a high standard foreign exchange market and money market in Russia. (Wikipedia)

After the Great Depression, through the Glass–Steagall Act, the U.S. Congress required that commercial banks only engage in banking activities, whereas investment banks were limited to capital market activities (Wikipedia)

bank loan is the advance of a specified sum of money to an individual or business (the borrower) by a COMMERCIAL BANK, SAVINGS BANK, etc. (the lender). A bank loan is a form of CREDIT that is often extended for a specified period of time, usually on fixed-interest terms related to the base INTEREST RATE, with the principal being repaid either on a regular instalment basis or in full on the appointed redemption date. Alternatively, a bank loan may take the form of overdraft facilities under which customers can borrow as much money as they require up to a pre-arranged total limit and are charged interest on outstanding balances. In the case of business borrowers, bank loans are used to finance WORKING CAPITAL requirements and are often renegotiated shortly before expiring to provide the borrower with a ‘revolving’ line of credit. (Collins Dictionary of Economics)