Русско-англо-русский юридический словарь

A credit union is a member-owned financial cooperative, democratically controlled by its members, and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. (Wikipedia)

The term civil service can refer to either a branch of governmental service in which individuals are employed (hired) on the basis of professional merit as proven by competitive examinations; or the body of employees in any government agency apart from the military, which is a separate extension of any national government. (Wikipedia)

Cooperations are often necessary to remain competitive, especially in the airline industry. In Russia AUSTRIAN opted for cooperations with Transport Clearing House (TCH), a clearing house which guarantees the remittance of revenues created by travel agencies, and the Russian distribution system Sirena-Travel. (amazon.co.uk)

Import substitution, economic policy adopted in most developing countries from the 1930s to the 1980s to promote industrialization by protecting domestic producers from the competition of imports. Protection—in the form of high tariffs or the restriction of imports through quotas—was applied indiscriminately, often to inherently high-cost industries that had no hope of ever becoming internationally competitive. (Encyclopædia Britannica)