Русско-англо-русский юридический словарь

DEFINITION of 'Credit Application'. A request for an extension of credit, either orally or in written form. The request must follow the lender's extension request procedures in order to be valid. The application must legally contain all pertinent information relating to the cost of the credit, including the annual percentage yield (APY) and all associated fees. (Investopedia)

If your credit application is rejected, you're entitled to know why and receive a free extra copy of your credit report to review. (money.usnews.com)