Русско-англо-русский юридический словарь

debt load – the ​amount of ​debt that a ​person, ​company, or country has, especially in relation to their ​ability to ​pay it back (Cambridge Business English Dictionary)

Ukraine's debt load is reduced, its solvency strengthened. (The Financial Times)

Debt load is the sum total of all the money you owe:

• Mortgage
• Student Loans
• Credit Cards
• Even loans from friends and family.