Русско-англо-русский юридический словарь

Financial literacy should be improved among both pupils and adults, says the Education Secretary David Blunkett.

Speaking to the Chartered Institute of Bankers, Mr Blunkett called for joint ventures between the government and financial institutions to develop a better understanding of personal finance. (BBC News)

Certificate of Merit (in Russian, Pochetnaia gramota), in the socialist countries, a form of moral incentive for workers and collectives. In the USSR, Certificates of Merit are conferred by the presidia of the supreme soviets of Union and autonomous republics, the All-Union Central Council of Trade Unions, ministries (departments), executive committees of local soviets, and administrations of enterprises and institutions. (The Great Soviet Encyclopedia, 3rd Edition (1970-1979))

business climate – general economic environment comprising of the attitude of the government and lending institutions toward businesses and business activity, attitude of labor unions toward employers, current taxation regimen, inflation rate, and such. (BusinessDictionary)

Civil society is the "aggregate of non-governmental organizations and institutions that manifest interests and will of citizens." Civil society includes the family and the private sphere, referred to as the "third sector" of society, distinct from government and business. (Wikipedia)