Русско-англо-русский юридический словарь

prepayment penalty. Additional fee imposed by some loan agreements where a borrower retires a loan before its scheduled pay-off date. It is meant to compensate the lender for not realizing the anticipated interest income and for the possibility of reinvesting the loan amount at a lower interest rate. Prepayment penalty is usually equivalent to three months of interest on the loan. Also called breakage cost. (BusinessDictionary)

The loan amounts outstanding totaled about $32.2 million in principal and $2.2 million in interest. (Longman Business Dictionary)

A bullet repayment is a lump sum payment made for the entirety of an outstanding loan amount, usually at maturity. It can also be a single payment of principal on a bond. (Investopedia)

A loan agreement is a formal contract outlining important counterparty information and responsibilities, as well as credit terms like the loan amount, the type of loan being extended, the repayment schedule, and the interest rate. (Corporate Finance Institute)