• prior mortgage agreement – предшествующий договор ипотеки
См. также: mortgage of a building, moral rights, moral norms, moral worth
Non-judicial foreclosures happen when a mortgage agreement has a "power of sale" clause that gives the lender the right to foreclose on a property by itself. Without that clause, the lender has to take the borrower to court in order to foreclose. (InvestingAnswers)
