Русско-англо-русский юридический словарь

A natural monopoly is a monopoly in an industry in which it is most efficient (involving the lowest long-run average cost) for production to be concentrated in a single firm. This market situation gives the largest supplier in an industry, often the first supplier in a market, an overwhelming cost advantage over other actual and potential competitors, so a natural monopoly situation generally leads to an actual monopoly. (Wikipedia)

Insurable interest exists when an insured person derives a financial or other kind of benefit from the continuous existence of the insured object (or in the context of living persons, their continued survival). A person has an insurable interest in something when loss-of or damage-to that thing would cause the person to suffer a financial loss or other kind of loss. (Wikipedia)

Collective agreement: An agreement or arrangement between an employer or employers' association and one or more trade union. Such an agreement may cover terms and conditions of employment and conditions of work; hiring, firing and suspension; allocation of work; discipline; union membership; union recognition; facilities agreements; procedures and the other machinery of collective bargaining. (Practical Law)

The National Foreign Exchange Association is a non-commercial association of commercial banks, currency exchanges, brokerage firms, and others dedicated to the development and improvement of a high standard foreign exchange market and money market in Russia. (Wikipedia)