Русско-англо-русский юридический словарь

Bills of exchange are similar to checks and promissory notes. They can be drawn by individuals or banks and are generally transferable by endorsements. The difference between a promissory note and a bill of exchange is that this product is transferable and can bind one party to pay a third party that was not involved in its creation. (Investopedia)

promissory note Written, signed, unconditional, and unsecured promise by one party (the maker or promisor) to another (the payee or promisee) that commits the maker to pay a specified sum on demand, or on a fixed or a determinable date. (BusinessDictionary.com)

In Texas, for example, the statute of limitations on promissory note debt is four years from the date the note was signed. (Chron)

The generation suffering the most from the current debt crisis is the same one which will be approaching retirement in 35 years when the promissory note debt matures, writes Dan Hayden. (thejournal.ie)