Русско-англо-русский юридический словарь

A time deposit or term deposit (also known as a certificate of deposit in the United States, (Chinese: ????)), is a deposit with a specified period of maturity and earns interest. (Wikipedia)

A time deposit, also referred to as term deposit, is an interest-bearing bank account with a fixed term. It allows depositors to grow their money with higher interest rates compared to a regular savings account. (Bankrate.com)