A money loan contract can not only mention a monthly credit rates. The law requires the lender to mention, in a written contract, an annual credit rate. (CashFloat Blog)
The loan agreement must comply with all relevant sections in the civil and commercial code which among other specify that interest on a money loan agreement cannot exceed 15% per year, and any loan exceeding 2,000 baht must have written evidence to be enforceable by legal action. (Thai Contracts)
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