См. также: кредитная организация, кредитное рейтинговое агентство, кредитование заёмщиков без документально подтверждённых доходов, кредитоемкость
A loan committee is the lending or management committee of a bank or other lending institution. It generally consists of upper-level officers with management authority. The loan committee analyzes and subsequently approves or rejects any loan that the initial loan officer does not have the authority to approve, typically those of large sizes or higher risk. (Investopedia)
