См. также: штрафная процентная ставка, штрафной талон за превышение скорости, штрафной удар, штрафные санкции
A prepayment penalty is a fee some lenders charge when you pay off your mortgage, auto, personal or another loan early. (Experian)
A prepayment penalty clause is common in mortgage contracts, and it specifies that if the borrower pays down or pays off the mortgage early, usually within the first five years of the loan, a penalty will be levied. The prepayment penalty safeguards the lender from the loss of interest income that would have accrued if the loan had not been prepaid. (Legal Information Institute)
A prepayment penalty is a fee charged for paying off the loan before the payoff date you’ve established with your lender. (Capital One)
What is a Redemption Penalty? A charge levied by a lender on the early repayment of a loan. Redemption penalties are common in mortgage loans and must be specified in the mortgage offer before it is signed. (Coodes Solicitors, England)
